NY · TenantClaim

New York Security Deposit Return Laws & Calculator

Landlords generally have 14 calendar days to return a deposit under New York General Obligations Law Section 7-108. Use the calculator to check overdue status and estimated recovery.

New York deposit calculator

Statutory math from New York General Obligations Law Section 7-108.

Did you receive an itemized deduction statement?

Ready to Calculate Your Rights

Enter your lease dates and deposit amounts to instantly evaluate:

  • State statutory return deadline & overdue status
  • Treble (3x) or double (2x) bad-faith penalty eligibility
  • Small claims court limit & demand letter generation

Bad-faith penalties

A landlord who willfully fails to comply with the deposit-return and itemization rules is liable for actual damages plus punitive damages not exceeding twice the amount of the deposit (N.Y. Gen. Oblig. Law § 7-108).

Multiplier: 2x

Wear and tear vs. unlawful deductions

Normal Wear & Tear

Landlord cannot deduct

  • Faded or scuffed interior paint from ordinary occupancy in New York
  • Carpet wear or flattening in high-traffic pathways from normal foot traffic
  • Small nail or pin holes from hanging pictures or curtains

Unlawful Deductions

These charges are illegal

  • Charging for ordinary wear and tear instead of damage beyond normal use under New York General Obligations Law Section 7-108
  • Keeping any part of the deposit without sending the required itemized statement within 14 calendar days
  • Deducting for conditions that existed before move-in or that the landlord was obligated to repair

Small claims court filing limits

$10,000

Claims above this New York ceiling may need District or Civil Court, or a voluntary reduction to stay in small claims.

View Full New York Small Claims Court & Official Form Guide

New York security deposit FAQ

How long does a New York landlord have to return my deposit?+

New York generally requires return within 14 calendar days after move-out under New York General Obligations Law Section 7-108. If the deadline falls on a weekend, TenantClaim rolls it to the next Monday.

What happens if the landlord keeps my deposit in bad faith?+

A landlord who willfully fails to comply with the deposit-return and itemization rules is liable for actual damages plus punitive damages not exceeding twice the amount of the deposit (N.Y. Gen. Oblig. Law § 7-108).

What is the New York small claims limit?+

Most tenants can file in small claims court for up to $10,000. Larger recoveries may need District or Civil Court, or a voluntary reduction of the claim.

Does the landlord have to send an itemized list?+

Yes. New York requires an itemized deduction statement. Withholding money without that statement is a common unlawful deduction.